Bank card credit card fee down merchants can reduce expenditure of 7 billion 400 million yuan cagliari exchange

Bank card fees down   businesses can reduce the annual 7 billion 400 million yuan financial expenditure — original title: bank card fees down businesses can reduce annual spending $7 billion 400 million for the majority of our businesses have recently ushered in a "drop fee package". The reporter learned from Chinese UnionPay, according to the national development and Reform Commission, the people’s Bank of the relevant notification requirements, the bank card credit card fee adjustment in September 6th formally implemented, the issuing banks, acquirers UnionPay and lower the overall level of fees. The industry predicts that China’s various types of businesses can reduce credit card fees per year about 7 billion 400 million yuan. It is reported that, after this adjustment, catering and other industries business credit card, debit card transaction fees issuing bank service charges, the total network can be reduced by 53% to 63% respectively, department stores and other industries businesses can be reduced by 23% to 39%. Supermarkets, large warehouse stores, water and electricity gas payment, refueling, transportation ticket merchant rates overall stability. In this regard, the industry generally believe that reduce credit card fees is conducive to improving the business management environment, to expand the coverage of bank card transaction and transaction size, stimulating consumption, promoting circulation and healthy development of bank card industry play a positive role. Visiting Renmin University of China Chongyang Institute of Finance researcher Dong Ximiao said that from the medium and long term, willing to use the bank card consumer payment cardholder will increase consumer credit card transaction amount will be raised. After the bank card credit card fee policy was introduced in 2013, the differential rates in accordance with the industry, mainly catering and entertainment, general, livelihood and public welfare in 4 categories, rates were 1.25%, 0.78%, 0.38% and 0%. According to preliminary estimates, after the credit card fee policy adjustments, all kinds of businesses can reduce the total annual credit card fee of about 7 billion 400 million yuan. A joint-stock bank card department official said, according to the new regulations, debit card, credit card billing will be different, the credit card transactions do not implement the cap rate control. This means that the higher the amount of credit card, the higher the cost of large fees generated by the merchant or the public in the future when the brush large credit card may pay more fees. (reporter Zhong Yuan) (commissioning editor Yang Xi and Yang Di)相关的主题文章: