A number of banks in Beijing housing loan does not recognize the first interest rate is still 15% of-sexinse

A number of banks in Beijing housing loan does not recognize the first interest rate is still 15% off – Sohu news Beijing Beijing in October 26, (Zhong Qing) since the "eleven" before and after multiple bursts of market regulation policy, the housing loan policy will also tighten rumors rampant, and even the media reported that "some the bank suspended new housing loan". To this end, a number of banks that Beijing reporter consulted Beijing Department of personal loans, banks have to strictly enforce the "9? 30" of the new deal, the two suite of standard adjustment, the individual housing loan business of the normal development of the borrower to buy the first suite can enjoy 15% off preferential interest rates. The first suite of business loan interest rates still enjoy 15% off preferential September 30th evening, Beijing issued the "notice on several measures" of the city to promote the stable and healthy development of the real estate market, the official blew the current round of market regulation. New deal, the content of the housing credit policy tightening concern. According to Beijing "9? 30" of the new deal, the first set of ordinary residential minimum down payment ratio of 35%, the first non ordinary residential, the minimum down payment ratio of 40%; to have 1 sets of housing households, regardless of whether the loans, the purchase of the two set of ordinary housing down payment of not less than 50%, the purchase of non ordinary housing first payment the ratio of not less than 70%. Policy landing more than half, the reporter consulted that industrial and commercial bank, construction bank, Beijing bank and other banks personal loan department, banks have strict implementation of the "9? 30" of the new deal, two suites that standard by "credit recognition does not recognize the real" adjustment to housing loan does not recognize". "Before the implementation of the" credit recognition does not recognize the real ", is in the existing housing loans repaid, households to apply for commercial loans to home buyers still enjoy 15% off preferential interest rates." A state-owned bank Beijing loan department told reporters that the new deal after landing in Beijing, if the family has a set of housing, whether the loan is repaid, once again apply for business loan purchase is only two sets, not only preferential lending rates will rise 10%. According to the current benchmark interest rate of 4.9%, the first suite of commercial bank loan interest rate in Beijing is the lowest interest rate of 0.85 times the benchmark interest rate, that is, the amount of interest rate of 4.165%. It is understood that the bank’s individual housing loan business has not been suspended, approval, loan process normally carried out. As for the business loan approval cycle, between the districts of Beijing are different from the successful application to the loan, and some need three or four months, and some as long as one or two months." Above industry sources.相关的主题文章: